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Authors:

  • mthomas (43)

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Recent Posts:

  • Mortgage rates hit another record low at 2.67%
  • 30-YEAR RATE FOR MORTGAGES FALLS BELOW 3%; REFIS GROWING
  • Is It Worth It To Get A Pre-Approval?
  • Quick Tips on How To Build Your Credit
  • Why a Mortgage Broker is the Best Way to Get a Mortgage
  • What Makes a Variable Rate Mortgage Cheaper Than a Fixed Rate
  • How You Can Work with a Mortgage Broker Remotely
  • How a Refinance Can Save You From Foreclosure
  • An Introduction to Escrow
  • How VA Loans Support Our Veterans
  • When is the Right Time to Talk to a Mortgage Broker?
  • What a Mortgage Does to Your Credit Score
  • How to Get Started With a Mortgage
  • Mortgage Insurance: What It Is, and Why You Might Need It
  • Why You Need an Appraisal for a Mortgage
  • How to Manage Your Finances in Uncertain Times
  • How to Pick a Mortgage Broker
  • The Top 5 Reasons to Work With a Mortgage Broker
  • Fixed vs Variable vs Adjustable Rate Mortgages – A Complete Guide
  • How Investing in Your Home Lets You Save
  • How to Leverage Your Home Equity in Emergencies
  • How Your Credit Matters in a Mortgage Application
  • Home Equity Loan vs Refinance – What’s the Difference?
  • What a Pre-Approval Does for You
  • How to Build Your Credit
  • What Consolidating Your Debt Does for You
  • What Does All the Jargon Mean?
  • Why a Mortgage Broker is the Only Way to Get a Mortgage
  • WEEKLY MORTGAGE REFINANCE APPLICATIONS RISE, EVEN AS HOME PURCHASE DEMAND FALLS
  • New plunge in mortgage rates could save borrowers thousands of dollars
  • More Americans are house-rich, but they’re leaving that cash in the house
  • This was the worst week for mortgage rates in 3 years – and it may be just the beginning
  • Mortgage Market Reopens to Risky Borrowers
  • FHA to make financing easier for condo owners
  • Now Is a Good Time to Refinance
  • Cash Out Refinance
  • Mortgage rates fall, reaching nearly three-year low
  • Broker vs. Bank
  • More than 8 million homeowners are leaving big money on the table
  • Apply for a loan without leaving your home!
  • Falling mortgage rates are heating home prices this summer
  • The majority of consumers are wildly wrong about what it takes to get a mortgage
  • Lowest mortgage rates in a year and a half don’t impress homebuyers

Client Testimonials

"Working with Michael was truly great experience for my wife Tina and I. We felt totally comfortable throughout our home buying experience. Mike is very... continued"
- S. Ortega
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Michael Thomas headshot

Michael Thomas

Michael Thomas is one of the leading Mortgage Brokers in California. He manages his files directly and keeps his clients updated every step of the way. A Real Estate Broker as well, Mr. Thomas is extremely well versed with the purchase transaction process. As a lifelong resident of San Diego with a Master’s Degree in Business Administration, he’s uniquely qualified to help Californians achieve their real estate financing goals.

DRE# 01396530 NMLS# 349714

California Lending Company, Inc.

3940 Hancock Street, Suite 109
San Diego, CA 92110

(619) 269-4444
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