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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Navigate Your VA Home Loan: Overcoming Obstacles to Homeownership Success
Navigate Your First Home Purchase: Overcome Challenges with Confidence
Why Homeownership Is Still Worth It—Even Beyond the Finances
FHA Loans: Your Pathway to Homeownership Despite Financial Challenges
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
“Overcoming Credit Challenges: Your Pathway to Homeownership Success”
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
Discover How VA Loans Can Simplify Your Homebuying Journey
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
FHA Loans: Your Path to Affordable Homeownership Without the Hurdles
The Secret Every Successful Home Seller Knows (But Most Miss)
Mastering Your First Home Purchase: Overcome Challenges with Expert Guidance
April 2025 Housing Market Update: A Shift That Favors Buyers
VA Loans: Overcoming Homebuying Hurdles for Veterans and Active-Duty Service Members
Why a Home Inspection Is a Must for Homebuyers
“Overcoming Homebuying Hurdles: How FHA Loans Can Work for You”
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Overcome Homebuying Hurdles: Discover the Benefits of FHA Loans
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
Transform Your Debt: Refinance to Simplify and Save on Payments
Why the Housing Market Isn't Crashing in 2025
Boost Your Homebuying Confidence: The Power of Pre-Approval Letters
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
Overcoming Homebuying Hurdles: Your Guide to FHA Loans Made Easy
Southern Housing Markets Offer New Opportunities for Homebuyers
Refinance Your VA Loan Hassle-Free: Simplifying the VA IRRRL Process
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Get Ahead in Home Buying: The Power of Pre-Approval Letters
Why Waiting to Buy a Home Could Cost You
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Selling Your Home? What You Need to Know About Capital Gains Taxes
Why Now Is the Time to Apply for a Mortgage
Mortgage Rates Hit 4-Month Lows: What This Means for You
“Consolidate Your Debts Through Refinance and Simplify Your Financial Life”
Buying vs. Renting in 2025: Why Homeownership Still Wins
Home Prices Are Rising—But That’s a Good Thing!
VA Loans: Your Key to Affordable Homeownership and Financial Freedom
Thinking About Moving in 2025? Here’s How to Make It Happen!
Navigating Homeownership: Smart Strategies for Buyers with Imperfect Credit
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
Securing Your Dream Home: The Power of Pre-Approval Letters
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Seamless San Diego Homeownership: Your Guide to FHA Home Loans
What to Save for When Buying Your Home
Maximizing Homeownership: Essential Guide to San Diego VA Home Loans
Expert Predictions for the 2025 Housing Market
Navigating Your First Home Purchase: Avoiding Common Pitfalls
Empowering Homebuyers with Low Deposit Solutions: A Path to Ownership
San Diego FHA Loan: Your Key to Affordable Homeownership Success
Maximizing Your Home Potential with San Diego VA Loan Benefits
How to Buy a Home with Low Income: Yes, It’s Possible!
Affordable Homeownership: 6 Questions to Help Lower Costs
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Debunking Scary Myths About Buying a Home
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
Is Now the Right Time to Refinance Your Mortgage?
Maximizing Your Homebuying Potential: The Value of VA Loans
The Surprising Factors That Could Make Your Home Worth More!
Empowering First-Time Buyers: A Guide for Agent Perfection
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Maximizing Your Home Buying Potential with Imperfect Credit Scores
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Maximizing Your Home Buying Potential with FHA Loans
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Empowering Real Estate Agents: The Crucial Role of Pre-Approval
Locking In Your Mortgage Rate: Why and When to Lock it
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Busting the Biggest Myths About Buying a Home in 2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
FHA Loans: Empowering Homebuyers to Secure Their Dream Home
Navigating Refinance Appraisals with Confidence
Tax Deductibility of Home Equity Loans in 2024
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Maximizing Your Home Buying Potential with VA Home Loans
Understanding Your FICO Score: Key to Better Home Loan Rates
The Biggest Mistakes Potential Homebuyers are Making Right Now
Seamless Path to Homeownership: Your Guide to FHA Loans
Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home
Securing Your Dream Home: The Power of Pre-Approval Letters
Understanding Hazard Insurance: What Homeowners Need to Know
Mastering the Path to Your First Home Purchase
Tips for Buying a Home at a Lower Cost
Empowering Homebuyers: Navigating the Benefits of VA Home Loans
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
Navigating the Path to Homeownership: A Guide for First-Timers
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
Charting Success: The Quintessential Guide to First-Time Home Ownership.
Why You Need a Real Estate Agent When Buying a Home
Navigating Imperfect Credit: Your Path to Homeownership Success
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Empowering Homebuyers: The Essential Guide to FHA Loans Explained
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Your Key to Home Buying Success: The Power of Pre-Approval
Balancing Act: The Art of Compromise in Home Buying
Securing Your Dream Home: How FHA Loans Make it Possible
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Maximize Your Homebuying Power: Understanding VA Loan Benefits
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Navigating Mortgage Rate Volatility: Your Guide to Stable Financing
Second Time's the Charm: Navigating Your Next Home Purchase
Navigating Homeownership: The ABCs of Benefiting from FHA Loans
The Smart Path to Downsizing: Making the Most of Your Retirement
Empower Your Homebuying Journey: The Value of Pre-Approval Letters
"When Should I Consider a Cash-Out Refi?"
VA Loans: Your Secret Weapon to Conquer Home Buying Hurdles!
Mortgage Partnership: The Power of Co-Signing on a Mortgage
Streamline Your Finances: Debt Consolidation Through Strategic Refinancing
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Your Key to Home Sweet Home: How FHA Loans Open Doors!
Mastering Your Mortgage Journey: The Importance of FICO Score 8
VA Loans: Affordable Path to Homeownership for Veterans
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Mastering Your Mortgage: Essential Tips for Borrowers
How Declining Mortgage Rates Are Changing the Real Estate Landscape
Saving Money: Understanding Mortgage Points
Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase
Unlocking the Benefits of VA Loans: Your Path to Affordable Homeownership
Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying
FHA Home Loans: Accessible Financing for First-Time Buyers
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage
Own a Home with Less: No Need for 20% Down! 🏠🔓
Smart Moves in New Builds: Your Guide to Successful Homebuying
Your Guide to VA Home Purchase in San Diego: Simplified Steps
Navigating the Renovation Maze: Mortgage Insights for Fixer-Upper Buyers
FHA Home Loans: Make Your Dream Home a Reality
The Homebuyer's Dilemma: To Wait or Act Fast in 2024?
Streamline Your VA Mortgage: All About the VA IRRRL
Mortgage Insights: Today's Fed Pause and What It Means for Homebuyers
Unlock Savings: Dive into Lower Interest Rates
Don't Let Rates Ruin Your Home Dreams: 7 Sneaky Ways to Beat High Mortgage Numbers!
Understanding Mortgage Points: Save Money on Your Loan
VA Home Loans: The Path to Achieving Homeownership Dreams
Refinance Made Easy: VA IRRRL in San Diego
Autumn Home TLC: Fall Home Maintenance Made Easy!
The Power of 2-1 Buydown: Boosting Your Home Financing Journey!
From Dreams to Reality: How Government Home Loans Make Homeownership Attainable
Exploring VA Home Loans in San Diego: An Ideal Option for Borrowers
Avoid These Common Mistakes When Buying a Home: Tips for Veterans
Smart Strategies for Affordable Home Loans
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy
Self-Employed? Secure Your Dream Home!
Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
Cash Flow Tips: Creative Ways to Monetize Your Home Beyond Equity!
Here's Why Multi-Family Units Are the Real Estate Game Changer You Need!
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Beware of Bad Mortgage Advice: Don't Get Duped by These Common Myths!
Breaking Down Big Loans: How To Tell if it's Time for a Jumbo Loan
Exploring Bridge Loans: A Close Look at This Home Financing Option
Crucial Considerations: Key Questions to Ask Yourself About Home Prices and Mortgage Rates
Essential Do's and Don'ts After Applying for a Home Loan
Earnest Money vs. Down Payment: What's the Difference?
A Guide to Buying a New Home: What You Need to Know
Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without
How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer!
The Remote Worker's Guide to Securing a Mortgage
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
How Mortgage Points Can Lower Rates and Make Payments More Affordable
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
Buying a Home Rather Than Renting Still Makes Sense and Here's Why
Get the Best of Both Worlds: The Role of Mortgage Pros and Real Estate Agents in Buying a Home
Thinking About Waiting to Buy? You May Want To Think Twice!
Decoding Homeowners Insurance: How Much Coverage Do You Need?
Waiting For Home Prices To Drop Dramatically? Here's Why You Shouldn't Wait
Why Condos are a Great Homeownership Option this Spring
20% Down May Not Be The Right Move For You - Here's Why
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
How to Profit from Buying a Home Now Despite Rising Rates
Homebuying Help: How Downpayment Assistance Programs Work
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Should You Close Credit Cards Before Applying for a Mortgage?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Your Mini-Guide To Buying A Condo
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Simple Budgeting Tips: Getting Ready To Own Your First Home
Benefits of a New Construction vs Existing Home
What's Really Going On In the Market? Get Real Answers From Your Local Mortgage Advisor
Get The Facts: Will Pre-Approval Hurt My Credit?
How Working With A Mortgage Professional Can Save You Money
Best Ways to Leverage Your Home Equity
The Perks of Living in a Multigenerational Home
Choosing the Best Mortgage Options for Unique Circumstances
10 Things to Check Before Buying in a New Neighborhood
Add Instant Curb Appeal With These Ideas
Thinking About Relocating? How to Choose Where to Live
Top Ways to Raising Your Credit Score --Fast!
Why Buying A Home Still Makes Better Financial Sense Than Renting
Tips for Saving Thousands on Your Home Purchase
Are We Entering a Buyer’s Market? Signs to Watch Out For
Making Sense of the Current Housing Market
Watch Out for these Red Flags When Buying a Home “As Is”
Concessions You Can Get Even In A Seller’s Market
What Does a Home Inspector Look For in a Home You Want to Buy?
2022 Real Estate Market Predictions
How To Save For A Down Payment on a Tight Budget
Here’s Why The Current Housing Market Isn’t Like 2008
How To Buy and Sell Your Home As a Military Family
Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
Best Home Loan Options for Single Parents
Who Qualifies for Down Payment Assistance?
How Do Second Mortgages Work?
Factors To Consider When Purchasing a Home as an Unmarried Couple
What’s the difference between private mortgage insurance and mortgage insurance premium?
Is It Possible to Buy a Condo with a VA Loan?
Buying Mortgage Points: Is It Worth It?
Things to Consider When Deciding to Rent or Buy Your First Home
Getting Ready To Buy A Retirement Home: Things To Consider
Better Alternatives To Withdrawing From Your Retirement
Your Guide To Buying A Home When You Have Bad Credit
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
How Can I Get Approved for a Mortgage as a Contract Employee?
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Learn The Difference Between A Home Equity Loan vs. HELOC
5 Mistakes Newbie Investors Make When Buying A House To Flip
How Do You Get A Mortgage For A Rental Property?
How Do Non-QM Loans Work?
What Are The Closing Costs For A VA Loan?
How Does A Mortgage Underwriter Verify Income?
How To Spot A Reverse Mortgage Scam
What’s The Minimum Credit Score For VA Home Loan Approval?
How To Deduct Mortgage Interest From Your Taxes
Guide To Qualifying For A Mortgage As A Non-U.S. Citizen
"Can I Buy Land And Build A House With An FHA Loan?"
“Can I Use My Equity To Buy Another House?”
Closing Costs: What Are They and How Much Will You Pay?
Is Buying a Foreclosure Smart for a First-Time Buyer?
"How Do I Get a Mortgage Loan If I'm Self-Employed"
Can I Be Turned Down A Home Loan After Pre-Approval?
Can You Get a Cashback on an FHA Loan?
Is Title Insurance Necessary for a Home Purchase?
Can You Buy A Home Without A Credit Score?
How Do Mortgage Lenders Decide How Much You Can Borrow?
How Does a Home Improvement Loan Work?
Which One Is Better? An FHA Or Conventional Loan?
"How Much Money Do I Need to Buy My First Home?"
Should I Buy a Move-In Ready Home or Fixer-Upper?
How Does APR Work In A Mortgage Payment
Debunking 5 Myths About VA Home Loans
Everything You Need to Know to Refinance Your Mortgage
The Top 4 Reasons to Buy a Multi-Unit Property
Is A No-Closing-Cost Refinance The Best Option For You?
Who Qualifies For A Reverse Mortgage?
Discover Your Home Equity Options
What Does It Mean To Cosign On A Mortgage?
How Much Down Payment Do You Need To Buy A Home?
Thinking About Refinancing Your Investment Property? Read This
What is DTI and How It Affects Your Mortgage Application
Prequalified And Pre-approved: What's the Difference?
Learn About Deducting Mortgage Interest From Your Taxes
FHA or VA Loan: Which is Better For Veterans?
Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
New Credit And How It Affects Your Credit Score
All About Liens and Home Loans
Is Buying A Home With Bad Credit A Smart Choice?
Is Buying A Home Without Real Estate Agent A Good Idea?
How Does A Home Equity Line Of Credit (HELOC) Work?
Does Getting Preapproved For A Home Loan Matter?
What Does A Title Company Do?
What Is A Second Mortgage and Its Benefits?
Get the Facts About Escrow Shortages
The Basics of Buying A Foreclosed Home
Your Guide to Refinancing Your Condo
Home Inspection 101: A Homebuyer’s Guide
How To Remove Mortgage Insurance From Your Home Loan
5 Best Renovations to Increase Your Home's Value (Plus 3 Worst)
Secrets to Winning A Bidding War In Real Estate
New FHA Loan Limits for 2021
Does Buying A House Help Raise Your Credit Score?
First-Time Home Buyers Must Avoid These Mistakes
"How Long Does It Take To Purchase a Home?"
"Is a Home Equity Loan Right For Me"
What Do Fannie Mae And Freddie Mac Actually Do?
Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?
Helpful Hints For Buying A New Condo From A Developer
What Are Origination Fees and Can They Be Avoided?
What Every Homebuyer Needs to Know About Home Sale Contingencies
Your Guide to Managing Your Credit Score
Should You Buy Property in the City or Suburbs in 2021?

Social Posts

Celebrate The Holidays
Easy Landscaping Tips For Homeowners
It "Pays" To Get A Cash-Out Refi
Home Loans 101: What is Debt-To-Income (DTI) Ratio?
Home Loans 101: What are Discount Points?
April is Fair Housing Month
To all the rad dads --Happy Father's Day!
Remember to adjust your clocks tonight!
We're here to help turn your dreams into a reality!
Honoring Memorial Day
Welcome Autumn
Sometimes the only change that needs to happen is a change in our perspective.
Home Loans 101: What are Closing Costs?
Daylight savings is about to start.
Buying Property With Your 401(k): Your Questions Answered
Your Guide To FHA Loan Benefits
A USDA loan can be used to purchase a variety of properties, not just farms.
HVAC Maintenance Tips for Homeowners
June is Homeownership Month
Get the Facts about ARMs Loans
Let's celebrate our freedom!
Join us as we salute our veterans!
Wishing you peace, love, and a fresh start in the new year.
How To Decide Between a Refi and Home Equity Line of Credit
To all the moms --thank you for giving us the world.
Wishing this Thanksgiving finds you with plenty of reasons to give thanks.
Join us as we pay tribute to the contributions and achievements of American workers!
Less talk. More action.
Home Loans 101: What is Escrow?
A Day of Remembrance
Protect yourself from sudden increases in your mortgage payment.
Let's celebrate National Pet Day!
What does your credit score mean? Find out.
We're getting into that sunshine state of mind.
The truth about the most common mortgage fears.
Finding the right loan starts with knowledge.
Your Guide To Reverse Mortgage Benefits
Eager to know the benefits of a government-backed VA loan?
Good vibes happen under the summer sun.
You Served Our Country. Now It's Our Honor To Serve You.
You can do this and we'll show you how.
Home Loans 101: What is "Graduated Payment?"
Create a plan then work the plan.

About Us

We've been helping Californians finance their Dream Homes for over 20 years. We love what we do! California Lending Company, Inc.
Company NMLS: 235745
Personal NMLS: 349714

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Contact Us

California Lending Company, Inc.

3940 Hancock Street, Suite 109
San Diego, CA 92110
Phone: (619) 269-4444
mthomas@calendingco.com

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