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Recent Articles

How Does a Home Improvement Loan Work?
Nov
24
2021
How Does a Home Improvement Loan Work?
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your home renovation.  Benefits of...
Which One Is Better? An FHA Or Conventional Loan?
Nov
17
2021
Which One Is Better? An FHA Or Conventional Loan?
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the other.  This article will give...
How Much Money Do I Need to Buy My First Home?
Nov
10
2021
"How Much Money Do I Need to Buy My First Home?"
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a new home before the year ends, plus...
Should I Buy a Move-In Ready Home or Fixer-Upper?
Nov
03
2021
Should I Buy a Move-In Ready Home or Fixer-Upper?
Owning a home is still a major part of the American dream. According to a recent survey done by The Harris Poll in 2020, a third of Americans who have never owned a home plan to do so in five years. If you’re a first-time homebuyer, one of the questions you may have is whether to purchase a...
How Does APR Work In A Mortgage Payment
Oct
27
2021
How Does APR Work In A Mortgage Payment
When you shop around for a loan, you may encounter the term APR or annual percentage rate. Some people think that interest rates and APRs are the same, but in reality, there are subtle differences between the two. This article will explain what an APR is, how it's calculated and applied when...
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We offer the benefit of Wholesale Mortgage Rates with Exceptional Personal Service.

Company DRE# 01400067
Company NMLS# 235745
www.dre.ca.gov
www.nmlsconsumeraccess.org

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3940 Hancock Street, Suite 109
San Diego, CA 92110
Phone: (866) 310-4545
mthomas@calendingco.com

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