An Easy Process With Big Benefits! If you are looking for your first home or thinking of upgrading to a bigger location, getting pre-approved for a loan can be a huge advantage. Having this process taken care of has a multitude of benefits including locking in an interest rate, helping you budget correctly, giving you a solid plan for your next steps, and gaining access to property showings that Continue Reading

  Building your credit is not as complicated as it may seem! You may have heard that your credit score is incredibly important, and it is impossible to argue that this fact is not true!   Poor credit can affect your interest rate on multiple consumer loans (making them more expensive) and whether or not you will be able to access certain financial products.   Are Continue Reading

Our top reasons you should #GoWithABroker In our experience, we have found that the story is really always the same: a friend of yours puts a down payment on a house that they absolutely love, they go to their local bank and apply for a mortgage, and the unfortunate truth is that they are now stuck with that bank for the next 15 to 30 years. This scenario is extremely common, but did you know Continue Reading

A mortgage is a tool, and using it the right way can save you thousands All information in this article is applicable only on an individual basis pending a lender’s approval and OAC. In an earlier blog we broke down exactly how fixed, variable, and adjustable rate mortgages all differ, so today we really want to go in-depth on exactly how a variable rate can* be less expensive for a Continue Reading

Even if you can’t meet face-to-face, you can still qualify for a mortgage All information in this article is applicable only on an individual basis pending a lender’s approval and OAC. We’ve talked before about how to pick a mortgage broker to work with, but one thing we haven’t discussed is how you can work with a mortgage broker remotely. Thanks to our increasingly connected world, a Continue Reading

You always have options, even when everything goes wrong All information in this article is applicable only on an individual basis pending a lender’s approval and OAC.   If you’re currently facing foreclosure, our hearts go out to you. There is nothing harder to deal with as an American citizen, so we want to do what we can to help you navigate that process. The most important Continue Reading

The last step of a mortgage is just as important as the first Mortgage brokers understand that every mortgage - and borrower - is totally unique, but the general process of funding a mortgage is the same every time. There is a defined series of stages: application, processing, and closing, and each one of them is equally important to the process, but we want to focus on what might be the Continue Reading

The ones who’ve served our country deserve all the support they get Any American can agree: our veterans are so important to the very fabric of our nation, and they deserve all the support we can give them. And one of the best ways that the United States of America supports its veterans is through VA loans. Backed by the Department of Veterans Affairs, VA loans give our veterans access to Continue Reading

Whether you’re thinking about buying a home or refinancing, talking a mortgage broker can give you the advice you need There’s a ton of information online about why to work with a mortgage broker - and we’ve talked about it too - but it’s not always clear when you should get in touch. Is it when you start your application to a bank, when you start looking for a home, or some other time? The Continue Reading

Your credit score helps you qualify, and your mortgage can help your credit score We’ve talked before about how important your credit score is to any mortgage proceeding. Your credit rating is an indication of how reliably you handle paying back loans given to you, so it makes sense that it would have an effect on how you qualify for a mortgage. What most gloss over though, is how a Continue Reading