Mr. Thomas was a vital asset to our home purchase. His experience and expertise made it all possible. From the very first day we met, we were already working to close. He was helpful in giving us some local knowledge about the neighborhoods of interest and more. Where Mr. Thomas impressed us, was in his knowledge and ability to close. Being our Realtor and Mortgage Broker made it so much easier. We were way ahead of schedule! He seemed to always be a couple of steps ahead of the process. When we make our next home purchase in San Diego, Mr. Thomas will be the guy we call!