Sometimes the solution to your financial problems is found at home Sometimes in life the unexpected and unfortunate happens - and the unexpected can be very expensive. Whether that’s sudden medical bills not covered by your health insurance plan, emergency vehicle repairs being needed, or even unexpectedly owing significantly more in tax than you expected, any sudden expense can add a Continue Reading

Your credit is critically important for many things, including your mortgage We’ve talked before about how you can build your credit rating, but sometimes it’s important to also discuss how your credit score materially affects your ability to qualify for a mortgage. This might seem like a given - of course your credit score, which determines how responsible you are with loans, affects how Continue Reading

There’s more than one way to leverage the value of your home, and some key differences too. Your house is more than just shelter or a place to call home - it’s also usually your biggest financial asset. Your house obviously has value, and that value can be leveraged to help you reach your financial goals. The part that can be confusing is that there are multiple ways to leverage the equity Continue Reading

A Pre-Approval Gives You So Many Benefits, and Without Having to Make A Commitment Whether you’re a first-time homebuyer or searching for a larger home, getting pre-approved can be a huge help - and not just by locking in an interest rate. Helping you budget correctly, giving you a more concrete plan for the future, and giving you access to restricted property showings are all benefits - Continue Reading

How Your Credit Score is Calculated Might Seem Mysterious - But Building it is Straightforward Your credit score is incredibly important. It affects the interest rate on multiple consumer loans, whether or not you have access to certain financial products, and sometimes even job offers. A credit rating is, in short, the confidence that those who lend you money - in the form of credit - have Continue Reading

Save money, eliminate stress, and even improve your credit with a debt consolidation loan. Everyone has some amount of debt, whether it’s credit cards, a car loan, or a mortgage, and having debt is nothing to be ashamed of. But sometimes debt can get out of control, leaving you with too many payments to keep track of and out of control interest payments. This is where a debt consolidation Continue Reading

Getting a mortgage can be confusing enough as a home buyer without the complex language getting in the way - we break down some of the most common things for you. Getting a mortgage is a complicated process, with a lot of terminology that many people don’t understand when they first start searching for a home. To make things a little bit easier, we have a list of common mortgage terms that new Continue Reading

Getting a mortgage through big banks is a thing of the past - or at least it should be.   We all know how it’s supposed to go: you put a down payment on a house you love that’s - hopefully - in your budget, you go to your bank and apply for a mortgage, and you’re essentially stuck with that bank for the next 15 - 30 years. Most people do it this way, and it works fine enough. But Continue Reading