Archives for June 2020

An Easy Process With Big Benefits! If you are looking for your first home or thinking of upgrading to a bigger location, getting pre-approved for a loan can be a huge advantage. Having this process taken care of has a multitude of benefits including locking in an interest rate, helping you budget correctly, giving you a solid plan for your next steps, and gaining access to property showings that Continue Reading

  Building your credit is not as complicated as it may seem! You may have heard that your credit score is incredibly important, and it is impossible to argue that this fact is not true!   Poor credit can affect your interest rate on multiple consumer loans (making them more expensive) and whether or not you will be able to access certain financial products.   Are Continue Reading

Our top reasons you should #GoWithABroker In our experience, we have found that the story is really always the same: a friend of yours puts a down payment on a house that they absolutely love, they go to their local bank and apply for a mortgage, and the unfortunate truth is that they are now stuck with that bank for the next 15 to 30 years. This scenario is extremely common, but did you know Continue Reading

A mortgage is a tool, and using it the right way can save you thousands All information in this article is applicable only on an individual basis pending a lender’s approval and OAC. In an earlier blog we broke down exactly how fixed, variable, and adjustable rate mortgages all differ, so today we really want to go in-depth on exactly how a variable rate can* be less expensive for a Continue Reading