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Home > Archives for March 2020

Archives for March 2020

How to Manage Your Finances in Uncertain Times

March 26, 2020 by mthomas Leave a Comment

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Protecting yourself financially is just as important as your physical health We all want to do what we can to minimize the impact of the novel Coronavirus, Covid-19, on our lives. But practicing social distancing, ensuring we’re washing our hands enough, and working remotely all only protect us physically. If like many Americans you’re worried about your finances during these uncertain Continue Reading

How to Pick a Mortgage Broker

March 19, 2020 by mthomas Leave a Comment

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Buying a home is one of the biggest purchases any American makes, so make sure you're in good hands. Buying a home is complicated: you need to find the right property in your price range in an area that works for you - and those are just the first steps. One of the most critical parts of any home purchase is getting a mortgage. Almost every American isn't able to afford hundreds of Continue Reading

The Top 5 Reasons to Work With a Mortgage Broker

March 12, 2020 by mthomas Leave a Comment

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There are countless reasons to work with a broker, but some are more important than others Getting a mortgage can be a complicated and confusing process, which is why so many people recommend working with a mortgage broker. But it’s not always clear exactly why you should work with a broker, so we’ve put together a list of the top 5 reasons working with a mortgage broker is the only way to Continue Reading

Fixed vs Variable vs Adjustable Rate Mortgages – A Complete Guide

March 5, 2020 by mthomas Leave a Comment

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Different Mortgages Suit Different People It’s undeniable that mortgages are complex. Every lender has different products with different rates, fine-print, and requirements. And taking a step back from the finer details, there are differences even between the way interest builds up on your mortgage depending on the type! There are fixed rate, variable rate, and adjustable rate mortgages, Continue Reading

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Michael Thomas

Michael Thomas is one of the leading Mortgage Brokers in California. He manages his files directly and keeps his clients updated every step of the way. A Real Estate Broker as well, Mr. Thomas is extremely well versed with the purchase transaction process. As a lifelong resident of San Diego with a Master’s Degree in Business Administration, he’s uniquely qualified to help Californians achieve their real estate financing goals.

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